Hi there,
I am the owner of the vehicle and the insurance policy is in my name but my partner is a named driver.
She was coming off a roundabout and onto a two lane sliproad. Straight after coming off the roundabout she needed to be in the left-hand land so indicated left and moved over. She either didn't see (blindspot, perhaps) the car approaching or they were speeding. Either way, our vehicle did not beep or give warnings as it usually would if a car was approaching at the side.
The result was a bit of scraping and denting to the body work - the other vehicle ended up ahead of my partner and stopped in front. Unfortunately she was unable to take photos of the damage to the other vehicle as it was not safe to do so. They swapped contact details so will try to get these. No dashcam from our side and I believe no dashcam from their side either.
I understand from my partner that she may have admitted fault at the scene (although to me it's not necessarily as clear cut as that given potential for speeding from the other party and lack of warnings from our otherwise reliable vehicle). It's possible the other party was behind my partner initially, then pulled out to the left hand to speed past.
I've never had to raise a claim or deal with anything like this as I've never been involved in any accidents. What is the best course of action here? My goals are to just keep costs down to a minimum.
Thank you. Happy to provide additional information.
