Free Traffic Legal Advice

There are three parts to an assessment for a claim. The first is the opinion; what you have suffered, and your injuries all appear to be soft tissue sprains. The second is causation; had you not had the incident in question (termed the material incident) what injuries would you currently have? This second part sounds a bit of a nonsense but if you had a pre-existing injury that had been made worse that would have to be teased out. The third element is termed quantum; how much is fair compensation for the injuries suffered?  All these are run through a Government agency called Medco which is a sausage machine for this sort of injury, and your report was created by pressing a few buttons and the template churns out. I have to say that £520 sounds pretty low to me; it's not much more than the person assessing you would have received.

These reports are normally done at 4 to 6 months after the event.

The pertinent questions now to ask are:

1. Howe long is it since the injury now?
2. How much have things settled?
3. Has anything else appeared since the assessment?

You might want to redact your name and address from the notice of decline of challenge.

Thanks, @Dave Green; I am well aware of that, hence my bracketed comments. I simply wanted to ensure that the OP received the message that psychological damage was a recognised complication of road collisions and got the ball rolling without the unnecessary smokescreens of insurers and other confusing but essentially irrelevant aspects.

Let me get this straight. You M-i-L is disabled. The person who manages another property parks outside your M-i-Ls house, forcing her to find somewhere else to park and then the person who has caused the problem dobs her in when she struggles to park elsewhere as HE (I presume) has forced her out? That's despicable and probably discriminatory.

Everyone has powers of arrest; the citizen's arrest. However, that is strewn with elephant traps.

    "Any person can arrest a person who is in the act of committing an indictable offence or
    Anyone whom he reasonably suspects to be committing such an offence, if
        it is not reasonably practicable for a constable to make the arrest instead and
        there are reasonable grounds for believing that the arrest is necessary, for one of the following reasons:

To prevent the person in question:

    causing physical injury to himself or any other person;
    suffering physical injury;
    causing loss of or damage to property; or
    making off before a constable can assume responsibility for him."

As everyone here well knows, an indictable offence is one that is tried at Crown Court. 'Not being in possession of a plastic bag', from memory, isn't in the list.

He's also collecting a prescription from the pharmacy - will that do as loading a packet?

There appears to be no signage giving the restrictions to do with that yellow single line on GSV on that side of the road https://maps.app.goo.gl/tkdxZUvfYFB17WG77 although there is on the other side. An expert will be along shortly to say whether that matters or not. Were there signs on that side of the road when you parked?

Result!