Free Traffic Legal Advice

Hi, I (UK citizen) was driving a friends car uninsured in Europe over a year ago and got into a minor accident; someone break checked me in traffic and I hit their bumper very slightly at 1mph, this someone then got out and called police. Police came, took our details, drug tested us, and the other person ended up testing positive for drugs and lost their license, whereas I got away Scott free as they could not check my insurance policy since it was a European country. However, the person I hit has now contacted a European law firm to investigate me, they sent me a letter many months ago, and since I did not reply, they passed it on to MIB. MIB have now sent me two letters saying the following:
“We have been approached in our capacity as the UK Green Card Bureau, as we provide a guarantee for British vehicles involved in incidents in Europe.
Based on the information we have been given we believe you were the driver of the above vehicle at the time of the accident, and may not have been insured. Please phone us to advise:
If you were not involved, so we can take your name off our records for this accident.
If you were involved and insured, the detalls of your insurers or the vehicle's insurers.
If you were involved in the accident but had no insurance, how the accident happened.”


What should I do? And Can and will the MIB really prosecute me ?

Please help,

Thank you

Do NOT ask us to conspire with you to commit a criminal offence!

Is there anything in the post to suggest that? [mod edit: perhaps you might like to compare the timing of my post and the timing of the OP's edit of his OP....]

If the op answers yes to the third MIB question what can result??

Uninsured driver hits another car driven by person under the influence of drugs (and subsequently prosecuted) suggests neither car insurer will pay out any claim.

MIB can't prosecute and foregn police failed to take action (seizure) at the time regarding lack of insurance cover for a UK registered car.

The basic question is where the vehicles are registered. Also, are they taxed and MoT'd and declared as permanently exported to DVLA?

A foreign broker may introduce an insurer but if the vehicles are UK registered they can only have insurance cover with a UK insurance company and documents will be in English. This could include cover in other countries if specified in the certificate. Who can drive with cover provided by the policy should be shown on the insurance certificate.







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Why do you think there is photo involved? It may be that your vehicle was seen arriving at, or inspected at, the "public meeting on private property" and a non-compliant plate noticed.  Leaving the property onto the highway with same plate resulted in the NIP being issued.

It seems unlikely that it has anything to do with the offset mounting of the plate but about the details on the plate. You posted "However, the MOT rules don't go into the same level of detail as the Act would require" which suggests that your plate  does not conform fully.

A not guilty plea to see the evidence could be an expensive alternative to a £100 penalty.

Quote from: Foxy01 on December 06, 2024, 07:33:47 am

In light of the information regarding the disqualifications: These should have been reported to the TC by his employer (part of the Operator Licence obligations). Was he employed at these times? Although he has been punished the TC still has the power to revoke his vocational entitlement, his PCV licence. Was the TC ever informed? If not then it is unlikely the TC would know.
I think your son should seek some specialist advice before attending the meeting. I'll message you some details of somebody who might be able to help.

The 6 points and revocation happened since he left his previous employer but somehow the TC is aware as it was  mentioned on the letter.

Revocation applies to new drivers and is usually related to passing a car test.  Did he also obtain a PCV entitlement within those first two years or have I misread something somewhere?

They say they will provide your details to the council which will reissue the PCNs to you so you should hold them to that as that gives you value for the admin charge. It is unlikely the council will post reissued PCNs to you and they'd probably write them off.   

There is a danger Alamo will pay the PCNs and charge you when it's seen you are in Australia.

Coincidentally (or not) the discounted PCN is £35 each, or £70 for PCNs not paid during the discount window.

You could cancel or suspend the card they have.

If an amount has been pre-authorised on a card, as is usual for car hire, the card company will not accept cancellation whilst there is an amount pending against it.

The grass areas are council property, impose the boundary of the car park block paved area, and  the 'No Parking' signs relate to those areas. 

This is a case of de minimus and council enforcement at its worst.  But, that's Bedford's modus operandi unfortunately.

Is it technically possible for a fixed camera to show if a front registration plate of a moving vehicle is attached in compliance with the specified measurement? Unless, of course, it's so badly placed it's obvious!

A photo taken manually as evidence would, normally, result in a windscreen notice.