Free Traffic Legal Advice

Live cases legal advice => Private parking tickets => Topic started by: Hiram on November 21, 2025, 02:21:20 pm

Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on September 16, 2026, 04:29:16 pm
I found a template online to use. Hopefully comes before the end of this month as that's my deadline
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on September 16, 2026, 04:07:50 pm
Ok, my mistake. I shall write to Smart Parking now (this address? complaints@smartparking.com). Any advice on wording and will they reply in time to answer the Claim Form?
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: jfollows on September 16, 2026, 04:01:29 pm
Never got one per my filed paperwork if that's possible.
On August 4 you were advised
Quote
If you don’t have the Notice to Keeper then you have time to obtain it by submitting a Subject Access Request to Smart Parking for all the personal data they hold on you. It won’t be soon enough for the reply to the LoC, but it will be soon enough to be used for the county court defence in due course.
The defence you link to is a boilerplate/template defence which is increasingly being struck out by the courts as inadmissible.  You should construct a defence based on your specific circumstances and the Particulars of Claim as set out in the county court claim form.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on September 16, 2026, 04:00:29 pm
Never got one per my filed paperwork if that's possible.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: jfollows on September 16, 2026, 03:58:38 pm
Notice to Keeper?
Quote
Without the original NtK it’s hard to tell if it fails, but don’t identify the driver in anything you write, you are the registered keeper, and when we see the NtK in due course there’s a good change that it fails the requirements of the Protection of Freedoms Act 2012 to transfer liability from the unknown driver to the registered keeper.
You have until 28 September to submit an Acknowledgment of Service or a defence, and if you submit an AoS you have until 12 October to submit a defence.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on September 16, 2026, 03:56:47 pm
Have received the Claim Form.

I have had previous with DCB Legal but for a different operator. Shall I follow these previous instructions? - http://www.ftla.uk/private-parking-tickets/claim-form-from-dcb-legal-for-overstaying-in-g24-car-park-in-2019/msg68813/#msg68813

Links to this Claim Form:

https://ibb.co/Xk47DCn4
https://ibb.co/b5Xcgqw0
https://ibb.co/M55gLM0C
https://ibb.co/mCP2xkR5
https://ibb.co/C5L7gJ9y
https://ibb.co/JWTCNkDH
https://ibb.co/nN91y2FF
https://ibb.co/d09h8t0x

Thanks in advance
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on August 05, 2026, 04:26:39 pm
Hi all,

Got a prompt reply. Never had a personal email from someone before. What is the appropriate response here pls?

https://ibb.co/hJ1WPdFN
https://ibb.co/NQshbzx
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: jfollows on August 03, 2026, 12:40:10 pm
If you don’t have the Notice to Keeper then you have time to obtain it by submitting a Subject Access Request to Smart Parking for all the personal data they hold on you. It won’t be soon enough for the reply to the LoC, but it will be soon enough to be used for the county court defence in due course.

From re-reading this thread, you overstayed for 15 minutes and Smart will say that they operate a standard 10 minute “grace period” which allows for overstays, but you exceeded it. Without the original NtK it’s hard to tell if it fails, but don’t identify the driver in anything you write, you are the registered keeper, and when we see the NtK in due course there’s a good change that it fails the requirements of the Protection of Freedoms Act 2012 to transfer liability from the unknown driver to the registered keeper.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: jfollows on August 03, 2026, 12:31:18 pm
Just keep it simple, they won't read it properly anyway, it's about creating a paper trail so that in the unlikely event this goes to court they'll see that you tried all avenues properly.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on August 03, 2026, 12:23:36 pm
Yes, I'm just looking at Jfollows reply to me. Just trying to figure out 'the reasons why, together with an explanation as to which facts and parts of the claim are disputed'. Any wording for me would be appreciated.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: InterCity125 on August 03, 2026, 12:18:36 pm
You should however respond to a LOC.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on August 03, 2026, 12:12:59 pm
Copy. Thank you
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: jfollows on August 03, 2026, 12:11:56 pm
LOC from DCB Legal
See my other post. You can't send an Acknowledgment of Service to a Letter of Claim. When you get the N1SDT claim form, we need to see that, with personal details and the password but NOT dates redacted.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on August 03, 2026, 12:11:27 pm
Thank you!
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: jfollows on August 03, 2026, 12:10:30 pm
If it's a Letter of Claim, then a short reply
Quote
the defendant responding within a reasonable time – 14 days in a straight forward case and no more than 3 months in a very complex one. The reply should include confirmation as to whether the claim is accepted and, if it is not accepted, the reasons why, together with an explanation as to which facts and parts of the claim are disputed
according to https://www.justice.gov.uk/courts/procedure-rules/civil/rules/pd_pre-action_conduct#6.1 would be appropriate.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on August 03, 2026, 12:09:40 pm
LOC from DCB Legal
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: jfollows on August 03, 2026, 12:08:35 pm
Do you have a Letter of Claim from DCB Legal or a N1SDT county court claim form issued by the courts with their name on it?
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on August 03, 2026, 11:56:36 am
Ok got the predicted LOC from DCB Legal.

Do I submit an AoS or go straight ahead and use the same defence I was given when I got a similar demand from Euro Car Parks a while back, already?

Sorry imgbb.com is down at the moment but I assume most moderators on here know what a DCB LOC looks like!
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: b789 on December 04, 2025, 01:14:27 pm
Don't be afraid to use it.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on December 04, 2025, 01:02:44 pm
Awesome reply, thank you!
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: b789 on December 04, 2025, 01:00:40 pm
They may claim to be "solicitors" but in fact this bottom-dwelling firm of wannabe legals is simply acting as a glorified debt collector. Note the wording: "We have been instructed by ZZPS, who are acting on behalf of (not so) Smart Parking".

ZZPS are the debt collector equivalent of something brown and smelly you avoid stepping in. They are a totally powerless and useless firm of bottom-dwelling debt collectors. They can instruct god to bring down a plague for anyone cares. They have absolutely zero standing in the contract allegedly breached by the driver.

The ONLY entity that can instruct a solicitor to take action such as a Letter of Claim or a claim itself is (not so)(Smart Parking. ZZPS or their equally useless debt recovery arm, GCTT are simply not a factor in ANYTHING to do with this matter. You can safely (but carefully) use their letters as toilet paper.

When the time comes, (not so) Smart Parking are most likely going to use DCB Legal to issue the LoC and the eventual claim.

If it were me who received that letter from QDR, I would respond with:

Quote
Re: Your reference [xxxxx] / alleged debt relating to Smart Parking Limited

Dear Sirs,

I acknowledge receipt of your latest piece of recycled threat-o-gram paper.

Let us start with the basics. You state that you have been “instructed by ZZPS Limited who are acting on behalf of Smart Parking Limited”. In other words, Smart Parking have not instructed you at all. A powerless, bottom-dwelling, third-party debt collector (ZZPS) has passed a file to a firm of wannabe legals to send some template bluster. That may impress the uninitiated, but it does nothing to alter the legal position.

ZZPS are not a party to any alleged contract, have no cause of action, and have no standing whatsoever. They sit entirely outside the alleged parking contract like something brown and unpleasant on the pavement that most people sensibly avoid stepping in. They can “instruct” whoever they like or pray for any plague they fancy; it remains legally meaningless. The only entity with any conceivable locus to commence proceedings is Smart Parking Limited, and even they would face serious difficulties.

Your letter is nothing more than glorified debt collection masquerading as legal correspondence. It is not a Letter of Claim compliant with the Pre-Action Protocol for Debt Claims. It is simply an exercise in hollow intimidation, dressed up with the usual scary buzzwords (CCJ, enforcement, credit file, employment prospects, etc.) that you and your sewer-level, debt-chasing chums churn out by the thousand. I am not fooled.

For the avoidance of doubt:

1. The alleged debt is denied in its entirety.
2. I will not be making any payment to ZZPS, to their GCTT sideline, or to your firm.
3. You have no independent standing. Unless and until Smart Parking Limited themselves choose to issue a fully compliant Letter of Claim, there is nothing further to discuss.

Any further debt collector drivel from you, ZZPS, GCTT or any other bottom-feeding outfit you farm this out to will be treated as harassment and retained for regulatory and evidential purposes. Any genuine legal correspondence (from an actual principal with standing, not from a chain of intermediaries playing “pass the parcel”) must be compliant with the Pre-Action Protocol and must come direct on Smart Parking Limited letterhead or from properly instructed, real solicitors acting for them, not for ZZPS.

Given the above, you are formally put on notice that I expect you to close your file and crawl back to ZZPS with the news that their manufactured “debt” is not going to be prised from this pocket.

For the avoidance of doubt, I refer you to the answer given in Arkell v Pressdram (1971).

Yours faithfully,

[Name]
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on December 04, 2025, 12:36:31 pm
Ok just got something from solicitors. Ignore?

https://ibb.co/3Y1qmbwc
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on November 21, 2025, 04:39:38 pm
Thank you. Appreciate the peace of mind.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: b789 on November 21, 2025, 04:35:17 pm
You can safely ignore all those useless debt recovery letters. When you receive an actual Letter of Claim (LoC) then come back.

The only thing powerless debt collectors can do is intimidate the low-hanging fruit on the gullible tree into paying out of ignorance and fear.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on November 21, 2025, 02:57:35 pm
Sorry, forgot that I hadn't scrubbed out one of them. I've amended the links above.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: DWMB2 on November 21, 2025, 02:53:06 pm
Are you sure you want to share your full name and home address on a public forum? If not, you may want to replace those images with ones where those details are obscured.
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on November 21, 2025, 02:51:58 pm
Thank you. Here are the links

https://ibb.co/ZRBdq7q7
https://ibb.co/JWRK9WHQ
https://ibb.co/GfjL7Ywy
Title: Re: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: DWMB2 on November 21, 2025, 02:41:24 pm
How do I attach pictures of the letters?
There is a guide at the top of this forum titled "READ THIS FIRST - Private Parking Charges Forum guide (https://www.ftla.uk/private-parking-tickets/read-this-first-private-parking-charges-forum-guide/)". If you read that first, it will explain what information we need and also includes a link to a guide on sharing images.
Title: Pre Legal Debt Collection Notice - Insufficient Paid Time - Turner Contemporary Car Park Margate
Post by: Hiram on November 21, 2025, 02:21:20 pm
The driver overstayed by approx 15 minutes. We received an Unpaid debt reminder for £170 in Dec 24 and now a pre legal debt collection notice for the same amount. Any advice appreciated.

How do I attach pictures of the letters?