Free Traffic Legal Advice

Live cases legal advice => Private parking tickets => Topic started by: CRAGINK on April 18, 2025, 08:03:58 pm

Title: Re: Court form received requesting financial details
Post by: b789 on November 12, 2025, 02:14:18 pm
Ignore it. If they are so sure of their position, why would they want to settle for less? They are trying to avoid getting a spanking in court.
Title: Re: Court form received requesting financial details
Post by: CRAGINK on November 12, 2025, 01:47:57 pm
Hi
I've just received another email from Moorside Legal; the offer to settle has now gone up to £180. Should I ignore it?



We write in relation to the above matter.

Settlement Proposal

Our Client remains open to settling the matter without the need for the Claim to progress further, and as such proposes the following settlement options:

£180.00 via one lump sum payment payable within the next 7 days; or

£200.00 via 2 monthly payments with the first payment due within the next 7 days.

How to pay

There is still time to make payment to avoid the need for a Court hearing. You can do so in any of the following ways: -

You can call us on 0330 828 5850 to make the relevant payment arrangements. You will need you customer reference number - 10118660; or
You can make payment via bank transfer to the following account -
Account holder name: Moorside Legal Services Limited
Bank name: Lloyds bank
Sort code: 306541
Account number: 49689760

If you choose to make payment, via bank transfer you must use the following reference as your payment reference 10118660  to ensure we can quickly allocate the payment to your matter. If you do not, we may not be able to allocate the payment to your matter
 
If you choose to make regular card payments to us these will be made under a Continuous Payment Authority ('CPA'). This authorises us to take the agreed amount on a regular basis. CPAs can be set up weekly, fortnightly, or monthly. If we are unable to take your payment, we will attempt to take the payment later that day. If that fails, we will reattempt the next working day.
 
If you wish to provide an alternative payment proposal, please contact us within 7 days of receipt of this email.
 
If the Claim is not settled
 
We hope this matter can be settled without further Court action, however if we are not able to reach a settlement, we are instructed to prepare for a Court hearing.
 
You should be aware that any further action could incur further fees and costs, and our Client may seek to recover them from you.
 
You may wish to seek independent legal advice.
 
Yours sincerely
Hannah Shaw
Title: Re: Court form received requesting financial details
Post by: jfollows on August 28, 2025, 01:46:11 pm
If you leave it it will gradually reduce to £0. You are only paying for certainty, and I feel the collective advice here is that if you stay the course you will pay nothing, but of course this is not totally certain.

See Reply #29 above.

Anyone who asks for £240 at mediation, then reduces to £100, is only headed in one direction.
Title: Re: Court form received requesting financial details
Post by: CRAGINK on August 28, 2025, 01:23:56 pm
Hi
I've had my mediation and offered £0. I received a letter to say the claim has been transferred to Brighton. In the meantime, Moorside Legal wrote to me and asked me to pay £100 instead of £240 which they requested at mediation. See letter below.
Should I respond to them or leave it?


Without Prejudice Save as to Costs
 
Dear Sirs,
 
We email to propose a settlement offer.
 
Whilst we are willing to present our evidence to the Court, as a gesture of goodwill and to put this matter at rest, we propose a settlement.
 
Our final offer is £100
 
Should you decline this offer, we will present our evidence to the Court, requesting the full outstanding balance and further costs including hearing fee expenses.
 
This offer cannot be accepted at Court.
 
To make payment you can do so in any of the following ways:
 
You can call us on 0330 828 5850 to make the relevant payment arrangements. You will need your customer reference number; or
 
You can make payment via bank transfer to the following account:
Account holder name: Moorside Legal Services Limited
Bank name: Lloyds bank
Sort code: 306541
Account number: 49689760
 
 
Kind regards,
Kai Ali
 
Logo   
      Kai Ali
      Paralegal

      0330 828 5850
      moorsidelegal.co.uk
Title: Re: Court form received requesting financial details
Post by: b789 on July 29, 2025, 11:38:59 am
Stop panicking. The mediation call is not part of the judicial procedure. All you do is offer £0 and it will be over in minutes. If the non-legally trained mediator tries to offer you any advice about your defence, complain. The mediation is a complete waste of time.

You have already submitted your defence. The claim is defective as it does not state any cause of action. If it isn't struck out after allocation, it will be discontinued.

After your 5 minute mediation call, you will receive a letter from the court telling you that your case has been transferred to your local county court and then a judge will review the defence and make an order whether to strike it out or will adding a hearing date and deadlines for the claimant to pay the £27 trial fee and the deadline for submitting witness statement.

Come back when you receive the notice of allocation and the dates/deadlines.
Title: Re: Court form received requesting financial details
Post by: CRAGINK on July 28, 2025, 08:57:53 pm
My mediation is coming up in a few days. If the case ends up in court, what would my defence be? What do I actually say in court (never been in this position before)?
Title: Re: Court form received requesting financial details
Post by: CRAGINK on July 09, 2025, 11:18:35 am
Great! Thank you
Title: Re: Court form received requesting financial details
Post by: b789 on July 09, 2025, 10:56:40 am
If you're "weighing up probabilities", then the odds of this going all the way to hearing and you losing are about 1% or less.
Title: Re: Court form received requesting financial details
Post by: CRAGINK on July 09, 2025, 10:03:24 am
I've now received a mediation date for the end of the month. If I offer £0 and I go to court, what are the chances of me winning? I read another case on here and the gentlemen did exactly that and lost. I don't mean to be negative, but I'd like to weigh up the probabilities.
Thanks
Title: Re: Court form received requesting financial details
Post by: b789 on June 03, 2025, 05:54:11 pm
You can simply download your own N180 and complete it now. Just don't send it until you either receive your own postal version or check your MCOL history and when it says that yours has been sent, just send your prepared one by email as advised.

Yes, mediation will be next but this is not part of the judicial process and there is no judge involved. I tis just a formality and your only requirement is to "attend" the call. You simply offer £0, don't get into any discussion about your defence and it will be over in minutes.
Title: Re: Court form received requesting financial details
Post by: CRAGINK on June 03, 2025, 04:12:40 pm
I've just emailed Moorside Legal exactly as you've suggested.

I haven't received my own N180 yet. Moorside just enclosed Carflow's form in the letter they sent me. Shall I just download the form as you suggest or wait until the court send me my own and then download the form.

Would the next stage be mediation if they continue to pursue the claim?

Thanks
Title: Re: Court form received requesting financial details
Post by: CRAGINK on June 03, 2025, 11:17:31 am
Thank you! Will do that asap.
Title: Re: Court form received requesting financial details
Post by: b789 on June 02, 2025, 11:47:31 pm
Whilst it is not a requirement to respond to that letter, I suggest you do with the following by email to help@moorsidelegal.co.uk and CC in yourself:

Quote
Your Ref: CARFLOW/28

Dear Sirs,

Re: Carflow Ltd v [Your Name] – County Court Claim No. [insert number]

I write in response to your letter dated 28 May 2025.

I note your position but stand fully by my Defence. The Particulars of Claim remain non-compliant with CPR 16.4(1)(a) and are materially indistinguishable from those struck out in CEL v Chan [2023] and CPMS v Akande [2024], which are persuasive authorities directly relevant to this claim.

In the interests of saving court time and avoiding unnecessary cost to either party, I make an open offer: that this claim be discontinued with no order as to costs – a standard drop hands resolution.

This offer is made on an open basis and may be shown to the court on the issue of conduct and costs. If your client unreasonably refuses this opportunity and the claim is struck out or fails, I will rely on this letter in support of an application for costs under CPR 27.14(2)(g) and the White Book annotation at 38.6.1, which confirms that unreasonable behaviour can justify a costs order even on the small claims track.

I also refer you to the Upper Tribunal’s comments in Willow Court Management Company (1985) Ltd v Alexander [2016] UKUT 0290 (LC) (https://www.bailii.org/uk/cases/UKUT/LC/2016/290.pdf), where it was confirmed that:

The fact that the conduct complained of takes place in proceedings allocated to the small claims track does not mean that it cannot be unreasonable. A party who behaves unreasonably can expect to bear the costs of that unreasonable behaviour.

If I do not receive confirmation of acceptance within 14 days, this offer will be deemed rejected and withdrawn.

Yours faithfully,

[Your Name]

Regarding their copy of their N180 DQ, just follow this advice:

Quote
Having received your own N180 (make sure it is not simply a copy of the claimants N180), do not use the paper form. Ignore all the other forms that came with it. you can discard those. Download your own here and fill it in on your computer. You sign it by simply typing your full name in the signature box.

https://assets.publishing.service.gov.uk/media/673341e779e9143625613543/N180_1124.pdf

Here are the answers to some of the less obvious questions:

• The name of the court is "Civil National Business Centre".

• To be completed by "Your full name" and you are the "Defendant".

• C1: "YES"

• D1: "NO". Reason: "I wish to question the Claimant about their evidence at a hearing in person and to expose omissions and any misleading or incorrect evidence or assertions.
Given the Claimant is a firm who complete cut & paste parking case paperwork for a living, having this case heard solely on papers would appear to put the Claimant at an unfair advantage, especially as they would no doubt prefer the Defendant not to have the opportunity to expose the issues in the Claimants template submissions or speak as the only true witness to events in question
.."

• F1: Whichever is your nearest county court. Use this to find it: https://www.find-court-tribunal.service.gov.uk/search-option

• F3: "1".

• Sign the form by simply typing your full name for the signature.

When you have completed the form, attach it to a single email addressed to both dq.cnbc@justice.gov.uk and info@dcblegal.co.uk and CC in yourself. Make sure that the claim number is in the subject field of the email.
Title: Re: Court form received requesting financial details
Post by: CRAGINK on June 02, 2025, 09:43:11 pm
Hi!

I've received a letter from Moorside Legal after following your advice.

https://imgur.com/a/ZMX3wNR

They've also attached an N180 Directions Questionnaire about mediation.

What should I do now?

Thanks

Title: Re: Court form received requesting financial details
Post by: CRAGINK on April 22, 2025, 08:52:17 pm
Thanks for the link. I was in a hurry to email the documents over, had to work today.

'They' are the people I called, the number you gave me. I don't know the issue date. The lady on the line told me I had until 27th to file a defence.

Anyway, I'm glad it's all done for now. Was so stressed over the weekend.

Title: Re: Court form received requesting financial details
Post by: b789 on April 22, 2025, 12:43:16 pm
It's not rocket science to merge to separate PDF files into one! You could have simply searched for a free online pdf app. I recommend https://www.pdf2go.com

Anyway, it's too late now if you've already sent it.

Who is the "they" that said you have until 27th April to file your defence? They are talking 'testicles' as no filing can take place on a weekend or a bank holiday. 27th April is a Sunday. If that was the date the "they" thought was your deadline, "they" should have understood that the deadline would be 4pm Monday 28th April!!!!

I wouldn't trust the "they" who gave you that advice unless you were told the "issue date" of the claim was Tuesday 8th April. Was it?
Title: Re: Court form received requesting financial details
Post by: CRAGINK on April 22, 2025, 09:44:23 am
b789 I have my claim number and have just emailed the court. Though I couldn't do it in a single PDF attachment like you suggested. I attached them separately. Does that make a difference?

They said I had until 27th April to file my defence!

Thanks again for you and DWMB2's help. I'll keep you posted.
Title: Re: Court form received requesting financial details
Post by: DWMB2 on April 21, 2025, 12:36:59 pm
Be prepared for a fair wait on the phone. Call as soon as they open.
Title: Re: Court form received requesting financial details
Post by: CRAGINK on April 21, 2025, 12:16:53 pm
I'll do it first thing tomorrow. Thank you so much!
Title: Re: Court form received requesting financial details
Post by: b789 on April 21, 2025, 11:49:53 am
If you've not responded, then it is still with the CNBC. Call them as early as possible on 0300 123 1056.

Ask to speak to someone about a claim issued against you where you do not have the claim number. Be prepared to provide:

• Your full name
• Your full current address
• Possibly your date of birth (to help distinguish you from others with the same name)

They will not give details unless they can identify you confidently.

However, you must understand that by not having the claim number you are now delaying getting your defence registered for another day. I cannot stress how badly you've been advised by these nutcases and you are now at very serious risk of getting a CCJ by default!
Title: Re: Court form received requesting financial details
Post by: CRAGINK on April 21, 2025, 11:31:45 am
OK thank you for that!
I don't have a claim number. Should I call the court tomorrow? How do I find which court the claim is lodged in?
Title: Re: Court form received requesting financial details
Post by: b789 on April 21, 2025, 11:08:31 am
As you never even opened the Claim, you do not have access to MCOL to do it online today. This is a SNAFU that could go FUBAR very easily.

Without seeing the actual PoC, it is difficult to advise precisely. However, as you have very limited time to get this done and do't have access to MCOL, the only way you can do anything is to email your defence to the CNBC today. It won't even be dealt with until some time eon Tuesday, if you're lucky, and you have to hope that Moorside Legal don't request a default CCJ before the defence is entered into the system.

As it is the incompetents at Moorside Legal that have filed the claim, I am fairly confident that they will not have complied with CPR 16.4(1)(a) so you need to follow these instructions:

Here is the defence and link to the draft order and relevant transcripts that go with it. You only need to edit your name and the claim number. You sign the defence by typing your full name for the signature and date it. There is nothing to edit in the draft order.

When you're ready you send all the documents as a single PDF attachment (in the order of 'defence', 'draft order' and then the 2 'transcripts') in an email to claimresponses.cnbc@justice.gov.uk and CC in yourself. The claim number must be in the email subject field and in the body of the email just put: "Please find attached the defence and draft order in the matter of Carflow Ltd v [your full name] Claim no.: [claim number]."

Quote
IN THE COUNTY COURT
Claim No: [Claim Number]

BETWEEN:

Carflow Ltd

Claimant

- and -

[Defendant's Full Name]


Defendant



DEFENCE

1. The Defendant denies the claim in its entirety. The Defendant asserts that there is no liability to the Claimant and that no debt is owed. The claim is without merit and does not adequately disclose any comprehensible cause of action.

2. There is a lack of precise detail in the Particulars of Claim (PoC) in respect of the factual and legal allegations made against the Defendant such that the PoC do not comply with CPR 16.4(1)(a).

3. The Defendant is unable to plead properly to the PoC because:

(a) The contract referred to is not detailed or attached to the PoC in accordance with CPR PD 16(7.5);

(b) The PoC do not state the exact wording of the clause (or clauses) of the terms and conditions of the contract (or contracts) which is/are relied on;

(c) The PoC do not adequately set out the reason (or reasons) why the claimant asserts the defendant has breached the contract (or contracts)

(d) The PoC do not state with sufficient particularity exactly where the breach occurred, the exact time when the breach occurred and how long it is alleged that the vehicle was parked before the parking charge was allegedly incurred;

(e) The PoC do not state precisely how the sum claimed is calculated, including the basis for any statutory interest, damages, or other charges;

(f) The PoC do not state what proportion of the claim is the parking charge and what proportion is damages;

(g) The PoC do not provide clarity on whether the Defendant is sued as the driver or the keeper of the vehicle, as the claimant cannot plead alternative causes of action without specificity.

4. The Defendant cites the cases of CEL v Chan 2023 [E7GM9W44] and CPMS v Akande 2024 [K0DP5J30], which are persuasive appellate decisions. In these cases, claims were struck out due to identical failures to comply with CPR 16.4(1)(a). Transcripts of these decisions are attached to this Defence.

5. The Defendant attaches to this defence a copy of a draft order approved by a district judge at another court. The court struck out the claim of its own initiative after determining that the Particulars of Claim failed to comply with CPR 16.4.(1)(a). The judge noted that the claimant had failed to:

(i) Set out the exact wording of the clause (or clauses) of the terms and conditions relied upon;

(ii) Failed to explain the reasons why the defendant was allegedly in breach of contract;

(iii) Provide separate, detailed Particulars of Claim as permitted under CPR PD 7C.5.2(2).

(iv) The court further observed that, given the modest sum claimed, requiring further case management steps would be disproportionate and contrary to the overriding objective. Accordingly, the judge struck out the claim outright rather than permitting an amendment.

6. The Defendant submits that the same reasoning applies in this case and invites the court to adopt a similar approach by striking out the claim for the Claimant’s failure to comply with CPR 16.4(1)(a).

Statement of truth

I believe that the facts stated in this Defence are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.

Signed:


Date:

Draft Order for the defence (https://www.dropbox.com/scl/fi/zc23txk7poctyyxiv2ytx/Strikeout-order-1-a-v2.1.pdf?rlkey=pancly3z6zwqt2cra5rvvh3ls&st=nq7a58tz&dl=0)

CEL v Chan Transcript (https://www.dropbox.com/scl/fi/nb9ypbecuurpmln00dily/CELvChan-appeal-transcript.pdf?rlkey=7mpuvpmpe45s2zbhch21om1ez&st=i8dnbod3&dl=0)

CPMS v Akande Transcript (https://www.dropbox.com/scl/fi/y631olc61z1slr6xfrdsk/CPM-v-AKANDE.pdf?rlkey=kltpojedcxiwarxr0sdfyjo05&st=qi4lv3fv&dl=0)

If you want an editable MS Word file with everything in a single document which you can then save/export as a single PDF file when ready to send, use this:

MS Word .docx file for defence [CPR 16.4(1)(a)] (https://www.dropbox.com/scl/fi/krubcbnf27bsis66pq4yg/Short-defence-strikeout-CPR16.4-1-a-3.docx?rlkey=z87f3h8is3hgnp7sqr8plsz99&st=ldawlubu&dl=0)
Title: Re: Court form received requesting financial details
Post by: CRAGINK on April 21, 2025, 10:31:01 am
Hi
Sorry its taken so long to reply.
It's been a total nightmare registering with Experian (long story) but now registered with Checkmyfile and it looks like I don't have a CCJ yet. Credit score is still good.

What should I do now?

Hey, thanks for all your help. I appreciate its the bank holiday weekend.
Title: Re: Court form received requesting financial details
Post by: DWMB2 on April 19, 2025, 06:37:40 pm
Quote
You could try and sue the nutters
Not if they're operating under admiralty law  ::)

(OP, I'm not criticising you, I'm criticising the fools who offered you the previous shoddy advice)

For now, check your credit file to see where you're up to.
Title: Re: Court form received requesting financial details
Post by: b789 on April 19, 2025, 04:37:33 pm
If I do have one, how do I get it removed?

If you have a CCJ that has been issued by default because you followed bonkers advice from a bunch of whackos, then you probably can't.You could try and sue the nutters that have now screwed you for the next 6 years of financial hell, but I doubt that is going to get you much satisfaction.

If a claim hasn't been issued yet, then anything issued by the utter incompetents at Moorside Legal is very easily defended and won.
Title: Re: Court form received requesting financial details
Post by: JustLoveCars on April 19, 2025, 01:42:14 pm
Should I contact Moorside Legal and the courts to see where things are at?
Given they'll all be closed until Tuesday try using a free credit checker to see if you do have a CCJ registered...
Title: Re: Court form received requesting financial details
Post by: CRAGINK on April 19, 2025, 12:49:24 pm
Should I contact Moorside Legal and the courts to see where things are at?
Title: Re: Court form received requesting financial details
Post by: DWMB2 on April 19, 2025, 11:24:43 am
Find out if you have one first. There's no point us providing you with detailed instructions on the set aside process if you don't have a judgement to set aside.

The problem we have at present is we don't know what stage any claim is up to.
Title: Re: Court form received requesting financial details
Post by: CRAGINK on April 19, 2025, 11:22:01 am
If I do have one, how do I get it removed?
Title: Re: Court form received requesting financial details
Post by: DWMB2 on April 19, 2025, 11:19:48 am
My worry is you may already have one, as we don't know what exactly you've sent back... Checking your credit file with one of the credit reference agencies (such as Experian) may be wise.
Title: Re: Court form received requesting financial details
Post by: CRAGINK on April 19, 2025, 11:17:52 am
No I don't. I sent it back. Does that mean I'll get a CCJ now?
Title: Re: Court form received requesting financial details
Post by: DWMB2 on April 19, 2025, 11:15:32 am
With a Letter of Claim dated in December there's a very good chance this has proceeded to a claim. In your initial post you mention some correspondence from a court... Do you have this?
Title: Re: Court form received requesting financial details
Post by: CRAGINK on April 19, 2025, 11:04:18 am
(https://i.imgur.com/qEsMBK5.jpeg)

(https://i.imgur.com/5HXRFH1.jpeg)

This is the letter from Moorside Legal. I received another one last week but I sent it back and stupidly didn't take a copy.

And yes I have ben receiving advice from forums like those you've mentioned.
Title: Re: Court form received requesting financial details
Post by: DWMB2 on April 19, 2025, 09:49:11 am
Sounds like you've been advised by 'Sovereign Citizens'/'Freeman on the Land' types. We have a thread about them - FOTL and Other Misguided Folk (https://www.ftla.uk/the-flame-pit/fotl-and-other-misguided-folk/).

We don't need to see anything from debt collectors (DCBL), but anything from DCB Legal (similar name, different firm) or Moorside would be useful.
Title: Re: Court form received requesting financial details
Post by: CRAGINK on April 19, 2025, 09:18:08 am
I was advised to write this on the envelop:
return to sender (opened in error)
returned for cause
without dishonour in commerce
no lawful or legal contract
offer to contract declined

I'm still trying to figure out how to use Imgur to upload a couple old letters I have from DCBL and Moorside Legal. I don't have the original PCN but I do have the notice number.

Thanks DWMB2

Title: Re: Court form received requesting financial details
Post by: DWMB2 on April 18, 2025, 08:20:09 pm
Unfortunately it seems you have been offered duff advice.

Without seeing exactly what you have received it will be difficult for us to advise you. Please read the following thread and provide as much of the information it asks for as you are able to - READ THIS FIRST - Private Parking Charges Forum guide (https://www.ftla.uk/private-parking-tickets/read-this-first-private-parking-charges-forum-guide/)

Copies of the forms you returned to sender (if you took copies) would be particularly useful. It would also be useful to know what you wrote when returning said letters.
Title: Court form received requesting financial details
Post by: CRAGINK on April 18, 2025, 08:03:58 pm
Hi All

I received a PCN in March 2022 and I was advised by people on a different forum to simply ignore it, which I did.

Unfortunately, I received a court form requesting details of my income and outgoings etc and a letter from Moorside Legal saying that they have referred me to court.

Again upon advice, I 'returned to sender' both letters (and didn't keep a copy). I don't have the original PCN as it had been so long since I was chased, I thought it was cancelled. However, I do have letters from Moorside Legal, just standard ones requesting payment.

What can I do at this stage?

Many thanks.