Free Traffic Legal Advice

Live cases legal advice => Private parking tickets => Topic started by: lucy on January 08, 2025, 12:17:14 pm

Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: b789 on September 18, 2025, 05:45:52 pm
Yes, the statute of limitation is 5 years for Scotland and 6 years for England and Wales.

I am still very confident this will never get as far as a hearing. However you have to go through the motions.

Just now, in another thread, you can see a claim issued by the utter incompetents, Moorside Legal, was discontinued just 24 hours before the hearing:

https://www.ftla.uk/private-parking-tickets/small-claim-court-letter-received-observed-leaving-site-ukcps-sheff/
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on September 18, 2025, 04:20:45 pm
Hi, thanks so much. I was hoping after the last email we would not hear anything but obviously not. I have sent what you have advised. I thought if we got to October it would be 5 years and not count anyways but I think that is Scotland! I hope this resolves it. Thanks again for all your help. I really appreciate it. Lucy :)
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: b789 on September 17, 2025, 05:43:24 pm
Moorside's utter incompetence would be laughable if it weren't such a serious matter. I advise you to respond by email to that response with the following:

Quote
Dear Sirs,

Re: Your purported Letter of Claim – [Client/PCN ref], Sea View Car Park, Polzeath – alleged event 20/10/2020

Your latest missive is yet another template non-response. It recycles stock phrases, misstates the law, and ignores the specific defects I identified. It is, frankly, legally embarrassing.

1. Protocol failure (again)
You still have not served a compliant Letter of Claim under the PAPDC and PD-PAC (PAPDC 3.1(a)–(d), 5.1–5.2; PD-PAC 6(a)–(c)). You even admit “a full site map of the car park and signage are not available”. That concession is fatal to any allegation that terms were properly communicated or incorporated on 20/10/2020.

2. Keeper liability – bare assertion is not evidence
Your one-line claim that Schedule 4 PoFA entitles recovery from the keeper is denied. Keeper liability is strict and only arises if every statutory condition is met. The NtK you rely on failed PoFA 9(2)(e)(i) (no compliant “invitation to keeper”), and you have produced neither that contemporaneous NtK nor proof of service under 9(4)–(6). Your curious suggestion that your “right has now expired as recovery action has commenced” is nonsense: commencing “recovery” does not transmute a non-compliant NtK into a compliant one. There is no presumption that the keeper was the driver: see VCS v Edward (2023) [H0KF6C9C]. I will not identify the driver.

3. The £70 add-on – unrecoverable double recovery
Your reliance on a trade association code to tack on £70 is misconceived. A private code does not override statute, the fixed small-claims costs regime, or the court’s duty to prevent double recovery. The add-on is routinely struck out as an abuse and any pleaded sum must be confined to the (denied) principal PCN. You have also been inconsistent (£60 in earlier material; £70 now) so please explain why the difference.

4. Standing/landowner authority – your position is hopeless
Your statement that “the agreement between our client and the landowner is not relevant” is risible and betrays a basic misunderstanding of locus standi. Only a party with authority from the landowner can (a) offer parking contracts to motorists, and (b) sue in its own name for alleged breach. This is not optional “background” – it goes to the very heart of the cause of action. The Supreme Court in ParkingEye v Beavis proceeded on the explicit premise that the operator held landowner authority; absent that authority the claim would have failed at the first hurdle. Your client is put to strict proof.

Produce now:

• The contemporaneous, unredacted landowner agreement in force on 20/10/2020 (redactions limited to commercially sensitive rates only), expressly granting your client authority to: manage/operate the site; erect and maintain signage; offer parking contracts; issue PCNs; and commence legal proceedings in its own name.
• A landowner (or superior titleholder) witness statement exhibiting that agreement and confirming its scope and duration.
• The site boundary plan and the schedule of signs cross-referenced in that agreement.

Your refusal to provide this is not merely non-compliance with the PPSCoP requirement for written authority on reasonable request; it is an admission that you cannot prove standing. Issue on that footing and the claim will be met with an application to stay/strike for want of standing and for unreasonable conduct costs.

5. Signage and incorporation
You concede you cannot provide a site map or signage set. That is the evidence by which you would hope to prove offer, terms, prominence, and incorporation. Without it, you have no contract case. Strict proof remains required of wording, positioning, dimensions, illumination, and the terms in force on the material date.

6. “Debt advice” fiction
Nowhere did I request a 30-day hold for debt advice. Your file note to that effect is false. Rectify your records immediately. This is a data accuracy issue (UK GDPR, Art. 5(1)(d) and Art. 16).

7. Service & communications – no web portal
I will not use your web portal. Do not direct me to it again. All future correspondence must be by email to: [your email] or by post to: [your postal address]. You may choose either channel. For the avoidance of doubt, “service” via a portal will not be accepted and portal notifications will be ignored. Update your records accordingly and confirm.

8. What you must provide (or discontinue)
To progress this pre-action exchange properly, serve a compliant PAPDC pack within 14 days, comprising:

(i) the items in §4 above (standing/authority);
(ii) the full ANPR data and stills; machine audit/VRM logs (entry, payment, whitelist/permit look-ups) for the relevant period;
(iii) the contemporaneous NtK and proof of service relied upon for PoFA;
(iv) the complete signage set and site plan applicable on 20/10/2020;
(v) a breakdown of the principal sum and a confirmation that the £70 add-on will not be pursued.

Failing that, confirm the matter is closed.

If you nevertheless issue a County Court claim without first curing these defects, I will apply to stay/strike under PD-PAC 15(b) and seek costs under CPR 27.14 for unreasonable conduct. Your client has been on clear notice for months. Proceeding on template bluster while disavowing the relevance of standing would merely compound the embarrassment.

Yours faithfully,

[Name of defendant]

[Postal address]
[Email]
[Your ref/Our ref]
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on September 17, 2025, 03:33:06 pm

We write in response to your email
The Parking Charge Notice was issued for parking without making payment or overstaying the time paid for on 20/10/2020 at Sea View Car Park, PL27 6SR, Polzeath. Evidence of the breach is attached for your reference. A full site map of the car park and signage are not available.
In accordance with Schedule 4 of the Protection of Freedoms Act 2012, our client is entitled to recover the parking charge from you as the registered keeper. You were invited to nominate the driver if it was not you, but no nomination was received. This right has now expired as recovery action has commenced.
Please also note that the agreement between our client and the landowner is not relevant to this matter. You are not a party to that agreement, and it cannot affect the validity of the Parking Charge Notice or support a defence.
additional £60 represents what is dressed up as a 'Debt Recovery' fee, and if so, is this nett or inclusive of VAT? If the latter, would you kindly explain why I am being asked to pay the operator’s VAT?
13. With regard to the principal alleged PCN sum: Is this damages, or will it be pleaded as consideration for parking?

The additional £70 applied to the Parking Charge is permitted under the International Parking Community (IPC) Code of Practice. Our client is a member of the IPC, a government-approved Accredited Trade Association, and follows its Code of Practice. The amount is reasonable, reflects the costs of recovery, and encourages payment without the need for further action.
By entering and parking on our client’s private land, you accepted the terms and conditions displayed at the entrance and throughout the site. Failure to comply with those terms constituted a breach of contract, and the Parking Charge Notice was issued correctly. Should legal proceedings be required, the claim will be for unpaid parking charges and breach of contract.
We note that you are seeking debt advice, and the matter has been placed on hold for 30 days. If payment is not made within that time, we may be instructed to issue a County Court claim.

 
You may wish to seek independent legal advice.
Yours sincerely
Moorside Legal



 

Millie

Collections Administrator

0330 828 5850

moorsidelegal.co.uk

 

 

 

This email may contain confidential and/or privileged information. If you are not the intended recipient (or have received this email in error) please notify the sender immediately and delete this email, together with any copies from your system. Any unauthorised use, copying, disclosure or distribution of the material in this email is strictly forbidden and may be unlawful. Please note that neither Moorside Legal nor the sender accepts any responsibility for viruses, and it is your responsibility to scan any attachments.

 

 

 

 

 

Moorside Legal Services Limited trading as Moorside Legal


Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on September 17, 2025, 03:31:51 pm
Hi, we have reviewed this today via email, please advise, thanks so much, Lucy
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on July 01, 2025, 03:46:15 pm
Thanks
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: DWMB2 on July 01, 2025, 03:40:04 pm
The email used is largely immaterial - in whose name correspondence is sent is what matters.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: b789 on July 01, 2025, 03:04:45 pm
If you are doing all the legwork for him, then you can use your own email address. It really doesn't matter as long as whoever is doing the work receives any emails.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on July 01, 2025, 12:40:51 pm
So he needs to respond via email with his details not via my email with his details. Sorry for the confusion.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: DWMB2 on July 01, 2025, 12:38:41 pm
Then he needs to be the one responding, as he'll be the one defending any claim. You can of course support/do things for him, but the letters should be in his name.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on July 01, 2025, 12:38:12 pm
Same surname and address. I put those details on the email.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on July 01, 2025, 12:36:56 pm
The letters are addressed to my husband.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: DWMB2 on July 01, 2025, 12:31:47 pm
Who was the LoC addressed to? Due to you posting in the first person, it was assumed it was addressed to you.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on July 01, 2025, 11:53:01 am
Hi, I have received this today, please see attached.
Thanks

[attachment deleted by admin]
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on June 10, 2025, 03:16:58 pm
The Loc was via post.
I did send the email with the reference number and details but I will send the details again. Thanks
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: b789 on June 10, 2025, 02:56:05 pm
Was their LoC sent to you by post or by email? Either way, when you responded to the LoC, did you not include your details? Just confirm your details and the VRM.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on June 10, 2025, 02:02:56 pm
Hi, I have received an email reply today, I have attached it. Please advise. Thanks Lucy

[attachment deleted by admin]
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: Tuff on May 22, 2025, 05:20:41 pm
Sure, understood.

Ive started my own thread here - https://www.ftla.uk/private-parking-tickets/alliance-parking-seaview-car-park-challenging-loc/
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: b789 on May 22, 2025, 04:46:57 pm
As above. We cannot deal with a thread that may contain several cases, even if they are for the same contravention, at the same location for the same operator.

By all means, use the information in this and other threads if you are confident that it is identical to your situation and you want to proceed on that basis. All we ask is that when you are successful (or not), let us know the outcome.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: DWMB2 on May 22, 2025, 02:22:19 pm
We cannot advise you how to progress your own case on someone else's thread. Please start your own.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: Tuff on May 22, 2025, 02:10:24 pm
Hi All, this is an outstanding thread and thank you to Hero for your brilliant advice. Lucy, I am on the same journey with these irritating idiots at Alliance and have just received my LOC today from Moorside. Hero - is it poissible for me to use the same response you suggested to Lucy? I know at least several others in the same position. We should all band together and counter sue!
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on May 20, 2025, 02:40:26 pm
 :)
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: DWMB2 on May 20, 2025, 01:57:31 pm
Don't use their paperwork - respond as advised.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on May 20, 2025, 01:55:03 pm
Hi,
I am just sorting out the email to send.
They sent paperwork where we have to tick boxes which would be I dispute the debt, do I have to send this off as well or will emailing be sufficient? Thanks
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on May 18, 2025, 06:06:21 pm
Ok, will await!! 😂
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: b789 on May 18, 2025, 05:32:12 pm
This will not stop the incompetents from actually filing the claim. You are going to receive an N1SDT Claim Form from the CNBC. However, that is a good thing as Moorside Legal will be wasting more of their money by doing so.

We will provide the defence template to use once we see the claim form. Invariably, the nincompoops at Moorside will fail to comply with CPR 16.4(1)(a) which will lead to an eventual strike out or discontinuation.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on May 18, 2025, 05:06:27 pm
Thanks for prompt reply again 🙂
We will send the email and hope for the best!
Enjoy the sunshine ☀️
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: b789 on May 18, 2025, 05:01:53 pm
Respond to the LoC by email to help@moorsidelegal.co.uk and CC in yourself:

Quote
Dear Sirs,

Your Letter Before Claim contains insufficient detail of the claim and fails to provide copies of evidence your client places reliance upon and thus is in complete contravention of the Pre-Action Protocol for Debt Claims.

I am the registered keeper of the vehicle. I am not obliged to identify the driver and I decline to do so. As there is no legal presumption that the keeper of a vehicle was its driver on any particular occasion, your client cannot pursue me as driver as per VCS v Edward (2023) [H0KF6C9C] (https://www.dropbox.com/scl/fi/yvxek3kfwtb3qent3lj6y/VCS-Limited-v-Ian-Mark-Edward-H0KF6C9C.pdf?rlkey=niecohfdtj1n1ysh5prbsp52p&e=1&dl=0).

If your client is seeking to rely on Schedule 4 of the Protection of Freedoms Act 2012 (PoFA) in order to hold me liable as keeper, they are unable to do so. The Notice to Keeper (NtK) failed to comply with PoFA 9(2)(e)(i) and, therefore as such, no PoFA-compliant NtK was served. Even if your client were to issue or re-send a copy now, it would be well outside the statutory period and would not remedy the defect. Your client is therefore unable to rely on PoFA to establish keeper liability.

As your client cannot pursue me as driver or keeper, it would be an abuse of the court’s process for your client to issue a claim against me and I will defend any such claim vigorously and seek costs in relation to your client’s unreasonable and vexatious conduct under Part 27.14(2)(g)

Because your letter lacks specificity and breaches the requirements of the Pre-Action Protocol for Debt Claims (paragraphs 3.1(a)-(d), 5.1 and 5.2) as well as the Practice Direction - Pre-Action Conduct (paragraphs 6(a) and 6(c)), you must treat this letter as a formal request for all of the documents/information that the protocol now requires your client to provide. Your client must not issue proceedings without complying with that protocol.

As solicitors you must surely be familiar with the requirements of both the Practice Direction and the Pre-Action Protocol for debt claims and your client, as a serial litigator of debt claims, should likewise be aware of them. As you (and your client) must know, the Practice Direction and Protocol bind all potential litigants, whatever the size or type of the claim. Its express purpose is to assist parties in understanding the claim and their respective positions in relation to it, to enable parties to take stock of their positions and to negotiate a settlement, or at least narrow the issues, without incurring the costs of court proceedings or using up valuable court time. It is embarrassing that a firm of Solicitors are sending a consumer a vague and un-evidenced 'Letter of Claim' in complete ignorance of the pre-existing Practice Direction and the Pre-Action Protocol.

I confirm that, once I am in receipt of a Letter Before Claim that complies with the requirements of para 3.1 (a) of the Pre-Action Protocol, I shall then seek advice and submit a formal response within 30 days, as required by the Protocol. Thus, I require your client to comply with its obligations by sending me the following information/documents:

1. An explanation of the cause of action
2. whether they are pursuing me as driver or keeper
3. whether they are relying on the provisions of Schedule 4 of POFA 2012
4. what the details of the claim are; for how long it is claimed the vehicle was parked, how the monies being claimed arose and have been calculated
5. Is the claim for a contractual breach? If so, what is the date of the agreement? The names of the parties to it and provide to me a copy of that contract.
6. If the claim is for a contractual breach, photographs showing the vehicle was parked in contravention of said contract.
7. Is the claim for trespass? If so, provide details.
8. Provide me a copy of the contract with the landowner under which they assert authority to bring the claim, as required by the BPA/IPC Private Parking Single Code of Practice (PPSCoP).
9. a plan showing where any signs were displayed
10. Photographs of the signs displayed (size of sign, size of font, height at which displayed) at the time of any alleged contravention.
11. Provide details of the original charge, and detail any interest and administrative or other charges added
12. Am I to understand that the additional £60 represents what is dressed up as a 'Debt Recovery' fee, and if so, is this nett or inclusive of VAT? If the latter, would you kindly explain why I am being asked to pay the operator’s VAT?
13. With regard to the principal alleged PCN sum: Is this damages, or will it be pleaded as consideration for parking?

I am clearly entitled to this information under paragraphs 6(a) and 6(c) of the Practice Direction. I also need it in order to comply with my own obligations under paragraph 6(b).

If your client does not provide me with this information then I put you on notice that I will be relying on the cases of Webb Resolutions Ltd v Waller Needham & Green [2012] EWHC 3529 (Ch), Daejan Investments Limited v The Park West Club Limited (Part 20) Buxton Associates [2003] EWHC 2872, Charles Church Developments Ltd v Stent Foundations Limited & Peter Dann Limited [2007] EWHC 855 in asking the court to impose sanctions on your client and to order a stay of the proceedings, pursuant to paragraphs 13, 15(b) and (c) and 16 of the Practice Direction, as referred to in paragraph 7.2 of the Protocol.

Until your client has complied with its obligations and provided this information, I am unable to respond properly to the alleged claim and to consider my position in relation to it, and it is entirely premature (and a waste of costs and court time) for your client to issue proceedings. Should your client do so, then I will seek an immediate stay pursuant to paragraph 15(b) of the Practice Direction and an order that this information is provided.

Yours faithfully,

[Your name]
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on May 18, 2025, 04:50:17 pm
Hi,
We have now received this LOC letter, please advise
Thanks 😊


[attachment deleted by admin]
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on April 14, 2025, 11:03:29 am
Thanks very much for prompt reply, we shall wait and see again! Thanks
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: b789 on April 14, 2025, 10:55:57 am
It's just another debt collection letter with the incompetents at Moorside Legal acting as debt recovery agents. It can be safely ignored, as will all other debt recovery letters.

If/when you receive a Letter of Claim (LoC), most likely from Moorside Legal, let us know.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on April 14, 2025, 10:39:56 am
Good morning,

We have received another letter today, a few months since the last one but this one is different. Please find attached the letter and advise, thanks  :) Lucy

[attachment deleted by admin]
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: Longboat1 on March 10, 2025, 01:14:10 pm
Hi, sorry to jump on this one, but I have received the same. Unfortunately I appealed before reading any threads, so the NtK was in my wife's name and I appealed in my name as the driver!
I have since ignored the final notice letter which was sent in Oct 2024. (I received a few NtK for alledged overstays) I have recently received a letter from Trace saying I owe a lot more and giving me 14 days to pay or their client may apply for a County Court Judgment. It also states their client (Alliance parking UK Ltd) has instructed Trace Debt Recovery to handle all correspondence and that any communication with Alliance will be referred back to Trace Debt Recovery.
Do I just ignore?? - Reading other threads it appears so!
Many thanks

@Longboat1, please start your own thread if you want advice otherwise it becomes too confusing when reading back through a thread. Responding to a Notice to Keeper (NtK) that is not in your name, whether or not you were the driver, does not solve anything. Until an invoice is sent to you in your name, anything you write and say is a complete waste of time and effort.

Ignore Trace and any other debt collector. They are powerless to do anything.

The only people who think that a CCJ can just be “applied for” are low-hanging fruit on the gullible tree, ripe for the picking out of ignorance and fear. Have a read of the following to put your mind at ease:

Quote
What CCJ? Do you have any understanding of how someone gets a CCJ? Nothing we advise on here will make anyone get a CCJ.

Quote
A County Court Judgment (CCJ) does not just happen—it follows a clear legal process. If someone gets a Parking Charge Notice (PCN) from a private parking company, here's what happens step by step:

1. Parking Charge Notice (PCN) Issued

• The parking company sends a letter (Notice to Keeper) demanding money.

• This is not a fine—it’s an invoice for an alleged breach of contract.

2. Opportunity to Appeal

• The recipient can appeal to the parking company.

•If rejected, they may be able to appeal to POPLA (if BPA member) or IAS (if IPC member).

• If an appeal is lost or ignored, the parking company demands payment.

3. Debt Collection Letters

• The parking company might send scary letters or pass the case to a debt collector.

• Debt collectors have no power—they just send letters and can be ignored.

No CCJ happens at this stage.

4. Letter Before Claim (LBC)

• If ignored for long enough, the parking company (or their solicitor) sends a Letter Before Claim (LBC).

• This is a warning that they may start a court case.

• The recipient has 30 days to reply before a claim is filed.

No CCJ happens at this stage.

5. County Court Claim Issued

• If ignored or unpaid, the parking company may file a claim with the County Court.

• The court sends a Claim Form with details of the claim and how to respond.

• The recipient has 14 days to respond (or 28 days if they acknowledge it).

No CCJ happens at this stage.

6. Court Process

• If the recipient defends the claim, a judge decides if they owe money.

• If the recipient ignores the claim, the parking company wins by default.

No CCJ happens yet unless the recipient loses and ignores the court.

7. Judgment & Payment

• If the court rules that money is owed, the recipient has 30 days to pay in full.

• If they pay within 30 days, no CCJ goes on their credit file.

• If they don’t pay within 30 days, the CCJ stays on their credit file for 6 years.

Conclusion

CCJs do not appear out of thin air. They only happen if:

• A parking company takes the case to court.

• The person loses or ignores the case.

• The person fails to pay within 30 days.

If you engage with the process (appeal, defend, or pay on time), no CCJ happens.
Thank you!
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: b789 on March 10, 2025, 12:42:06 pm
Hi, sorry to jump on this one, but I have received the same. Unfortunately I appealed before reading any threads, so the NtK was in my wife's name and I appealed in my name as the driver!
I have since ignored the final notice letter which was sent in Oct 2024. (I received a few NtK for alledged overstays) I have recently received a letter from Trace saying I owe a lot more and giving me 14 days to pay or their client may apply for a County Court Judgment. It also states their client (Alliance parking UK Ltd) has instructed Trace Debt Recovery to handle all correspondence and that any communication with Alliance will be referred back to Trace Debt Recovery.
Do I just ignore?? - Reading other threads it appears so!
Many thanks

@Longboat1, please start your own thread if you want advice otherwise it becomes too confusing when reading back through a thread. Responding to a Notice to Keeper (NtK) that is not in your name, whether or not you were the driver, does not solve anything. Until an invoice is sent to you in your name, anything you write and say is a complete waste of time and effort.

Ignore Trace and any other debt collector. They are powerless to do anything.

The only people who think that a CCJ can just be “applied for” are low-hanging fruit on the gullible tree, ripe for the picking out of ignorance and fear. Have a read of the following to put your mind at ease:

Quote
What CCJ? Do you have any understanding of how someone gets a CCJ? Nothing we advise on here will make anyone get a CCJ.

Quote
A County Court Judgment (CCJ) does not just happen—it follows a clear legal process. If someone gets a Parking Charge Notice (PCN) from a private parking company, here's what happens step by step:

1. Parking Charge Notice (PCN) Issued

• The parking company sends a letter (Notice to Keeper) demanding money.

• This is not a fine—it’s an invoice for an alleged breach of contract.

2. Opportunity to Appeal

• The recipient can appeal to the parking company.

•If rejected, they may be able to appeal to POPLA (if BPA member) or IAS (if IPC member).

• If an appeal is lost or ignored, the parking company demands payment.

3. Debt Collection Letters

• The parking company might send scary letters or pass the case to a debt collector.

• Debt collectors have no power—they just send letters and can be ignored.

No CCJ happens at this stage.

4. Letter Before Claim (LBC)

• If ignored for long enough, the parking company (or their solicitor) sends a Letter Before Claim (LBC).

• This is a warning that they may start a court case.

• The recipient has 30 days to reply before a claim is filed.

No CCJ happens at this stage.

5. County Court Claim Issued

• If ignored or unpaid, the parking company may file a claim with the County Court.

• The court sends a Claim Form with details of the claim and how to respond.

• The recipient has 14 days to respond (or 28 days if they acknowledge it).

No CCJ happens at this stage.

6. Court Process

• If the recipient defends the claim, a judge decides if they owe money.

• If the recipient ignores the claim, the parking company wins by default.

No CCJ happens yet unless the recipient loses and ignores the court.

7. Judgment & Payment

• If the court rules that money is owed, the recipient has 30 days to pay in full.

• If they pay within 30 days, no CCJ goes on their credit file.

• If they don’t pay within 30 days, the CCJ stays on their credit file for 6 years.

Conclusion

CCJs do not appear out of thin air. They only happen if:

• A parking company takes the case to court.

• The person loses or ignores the case.

• The person fails to pay within 30 days.

If you engage with the process (appeal, defend, or pay on time), no CCJ happens.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: Longboat1 on March 10, 2025, 11:46:35 am
Many thanks, fingers crossed? what a shambles and a con! all the best,
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on March 10, 2025, 11:44:33 am
Hi, I have ignored all the letters and have not received anything since I posted on here. Hoping it remains that way!! Good luck
Hi, sorry to jump on this one, but I have received the same. Unfortunately I appealed before reading any threads, so the NtK was in my wife's name and I appealed in my name as the driver!
I have since ignored the final notice letter which was sent in Oct 2024. (I received a few NtK for alledged overstays) I have recently received a letter from Trace saying I owe a lot more and giving me 14 days to pay or their client may apply for a County Court Judgment. It also states their client (Alliance parking UK Ltd) has instructed Trace Debt Recovery to handle all correspondence and that any communication with Alliance will be referred back to Trace Debt Recovery.
Do I just ignore?? - Reading other threads it appears so!
Many thanks
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: Longboat1 on March 10, 2025, 11:41:01 am
Hi, sorry to jump on this one, but I have received the same. Unfortunately I appealed before reading any threads, so the NtK was in my wife's name and I appealed in my name as the driver!
I have since ignored the final notice letter which was sent in Oct 2024. (I received a few NtK for alledged overstays) I have recently received a letter from Trace saying I owe a lot more and giving me 14 days to pay or their client may apply for a County Court Judgment. It also states their client (Alliance parking UK Ltd) has instructed Trace Debt Recovery to handle all correspondence and that any communication with Alliance will be referred back to Trace Debt Recovery.
Do I just ignore?? - Reading other threads it appears so!
Many thanks
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on January 08, 2025, 01:23:19 pm
Thanks, hopefully I wont have to return with a LoC. Thanks
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: b789 on January 08, 2025, 01:20:24 pm
Just something to keep in mind as the NtK is not fully compliant with PoFA 9(2)(e)(i). The NtK does not invite the keeper to pay the charge.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on January 08, 2025, 01:19:54 pm
However, I am not 100% sure but I do remember trying not too!
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on January 08, 2025, 12:58:23 pm
No, I do not think so, as when I completed the original response a forum had said not too.
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: b789 on January 08, 2025, 12:55:10 pm
Did the Keeper identify who was driving at the time, inadvertently or otherwise?
Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on January 08, 2025, 12:51:04 pm
Hi, thanks for the quick reply. I have the original as a photo only and the parking ticket we paid, I think the physical paperwork after 2-3 years I threw away as I did not think anyone would respond after so long. Here is the original letter. Thanks again, very much appreciated.

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Title: Re: Private parking fine from 2020, trace debt recovery letter
Post by: b789 on January 08, 2025, 12:34:56 pm
Welcome. Do you still have the original Notice to Keeper (NtK) that was sent to the registered keeper? We don't need to see any reminders or anything else.

You can safely ignore Trace Debt Recovery or any other debt collector they may use. Debt collectors are powerless to do anything as they are not a party to the contract allegedly breached by the driver. Never, ever, communicate with a useless debt collector. Use their letters as emergency toilet paper.

You never received a "fine". You received a speculative invoice for an alleged breach of contract by the driver from an unregulated private parking company. I will give you £100 for every occurrence of the word "fine" or "penalty" or "offence" you can find in all the correspondence you received over this.

What you are waiting for is a Letter of Claim (LoC) from Alliance or, more likely, their bulk litigator. You can tell the difference between a debt collection letter and an loC because debt collectors only give you 14 days to pay whereas an LoC must give you 30 days and it must say that it is a letter of/before claim.

When you receive an LoC, come back and show us. In the meantime, show us the original NtK if you still have it.
Title: Private parking fine from 2020, trace debt recovery letter
Post by: lucy on January 08, 2025, 12:17:14 pm
Hi, I am hoping someone could advise me please. We received a parking fine in October 2020 from Alliance Parking UK LTD. We had over stayed by 11 mins and 43 secs. We were struggling to get of the car park as it was very busy and was not aware we had breached the time until the letter came through. Initially I followed guidance and responded through the correct procedure and highlighted we were only just over and we were struggling to get out of the car park. The first appeal was rejected so I went to the next level and then did not hear anything so assumed it had been dropped.
4 years later in November 2024 we started to receive letters from trace debt recovery for £160, the last letter is stating that Alliance have instructed them to escalate our case to a solicitor. Please can someone advise as what we are to do now.

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