As we (the creditor) do not know the driver's name or current postal address, you are now invited to either pay the charge, or if you were not the driver at the time, please provide us with the driver's full name and current postal address using the contact details overleaf, within 28 days and pass this notice on to them.
I could see a POPLA adjudicator ruling that compliant.
It does seem that Horizon are making an effort, unlike previously, and in cases where the recipient has less of a meritorious defence than this one, might be less of a pushover than in the past.
Ah, yes. I missed that. As you say, it is therefore PoFA compliant with the wording. It is just the dates that need to be checked. Also, signage is a possible point in that they must prove that their signage adequately brings to the attention of the driver the charge.
As we (the creditor) do not know the driver's name or current postal address, you are now invited to either pay the charge, or if you were not the driver at the time, please provide us with the driver's full name and current postal address using the contact details overleaf, within 28 days and pass this notice on to them.
I could see a POPLA adjudicator ruling that compliant.
It does seem that Horizon are making an effort, unlike previously, and in cases where the recipient has less of a meritorious defence than this one, might be less of a pushover than in the past.