Dear Zipcar,
Letter before actionI note you state that:
"The right to appeal, or transfer liability, on any traffic or parking charge issued by any authority or body belongs to Zipcar and will be at Zipcar's absolute discretion"
With respect, this is not the case and any terms and conditions which purport to give Zipcar such absolute rights are unfair and invalid. The Consumer Rights Act 2015 provides a list of unfair terms in Part 2 of Schedule 1, and paragraph 20 of that schedule at
An Act to amend the law relating to the rights of consumers and protection of their interests; to make provision about investigatory powers for enforcing the regulation of traders; to make provisio...
provides as follows:
A term which has the object or effect of excluding or hindering the consumer's right to take legal action or exercise any other legal remedy, in particular by—
(a) requiring the consumer to take disputes exclusively to arbitration not covered by legal provisions,
(b) unduly restricting the evidence available to the consumer, or
(c) imposing on the consumer a burden of proof which, according to the applicable law, should lie with another party to the contract.
Section 62(1) of the Act provides that "An unfair term of a consumer contract is not binding on the consumer", therefore as your purported term has the effect of excluding my right to appeal the penalty charge to the independent tribunal, the term is unfair and invalid under the Act. It may be news to you, but an Act of Parliament takes precedence over your terms and conditions.
You also say that "This charge has been issued correctly, thus we are unable to refund it", but again with respect this is not your decision to make, nor is it a decision for the issuing authority. Only London Tribunals has the authority to decide whether a penalty charge notice is issued correctly, you are not the tribunal and you are simply not qualified to decide whether the charge was correctly issued or not.
You were not under any legal obligation to pay anything as you could have made representations to the issuing authority, if you decided this was more hassle than it was worth that was your commercial decision but that has nothing to do with me and I will not be paying you a penny.
If you had made representations to the enforcement authority requesting a transfer of liability then a new penalty charge notice would have been issued to me and that would have been the end of your involvement. As you have deprived me of any avenue of appeal to the tribunal, I'm afraid you'll just have to take the hit on this one.
If you do not issue a full refund within 14 days, I will issue county court proceedings against you.
Yours faithfully,